Privacy

FACTS:

In order to do your application electronically you agree to receive disclosures, notices, and other important information by Electronic delivery. To start the loan application process you may do the following:

WHY?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.

HOW?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their Customers personal information; the reasons Hart West Financial Inc. chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Hart West Financial Inc. Share? Can you limit this sharing?
For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes - to offer our products and services to you Yes No
For joint marketing with other financial companies No N/A
For our affiliates' everyday business purposes - information about your transactions and experiences No N/A
For our affiliates' everyday business purposes - information about your creditworthiness No N/A
For our affiliates to market to you No N/A
For our nonaffiliates to market to you No N/A

Questions?

Who is providing this notice?

Hart West Financial Inc
What we do
How does Hart West Financial Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Hart West Financial Inc. collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or give us your contact information
  • Give us your income information or provide employment information
  • Give us your employment history
We also collect personal information from others, such as credit bureaus, affiliates or other companies
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes—information
  • About your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

We have no Affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

N/A

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

We have no joint marketing agreement